Payday loan companies in Utah

Utah is a “business-friendly” state. While this can be fine for legitimate businesses such as grocery stores, clothing stores, car dealerships, plumbing businesses and others providing a beneficial product or service, the state of Utah has “business-friendly” laws that also extend to payday loan companies. I’ll argue that these laws are anti-family, which is inconsistent […]

Prodigal Accumulators of Wealth and Under Accumulators of Wealth from Millionaire Next Door

In The Millionaire Next Door by Thomas J. Stanley and William D. Danko, PAWs (Prodigious Accumulators of Wealth) and UAWs (Under Accumulators of Wealth) are two categories the authors use to describe people’s wealth-building habits and financial behaviors. Key Concepts: Formula to Identify PAWs and UAWs: The authors provide a simple formula to calculate expected […]